Mazda CX-5 finance · SUVs

Mazda CX-5 finance

The Mazda CX-5 was Australia’s eighth best-selling vehicle in 2025, a mid-size SUV that is a regular on family shortlists. The range runs from the G20 Maxx front-wheel drive to the G35 Akera turbo all-wheel drive. New CX-5 prices run from $37,240 to $56,150, and NIK Finance compares car loans across 130+ lenders to find the right one for you.

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Roughly how much do you need for the car?

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  • New from $37,240
  • 8th best seller in 2025
  • Used from about $12,210
  • See your options with no credit check

Mazda CX-5 at a glance

Mazda CX-5
New price (2026 range)$37,240 to $56,150
Body typesSUV
Entry and top variantsG20 Maxx (Fwd) to G35 Akera Turbo (Awd)
2025 new sales22,742 (8th in Australia)

Prices are list prices from Carsguide, based on Glass’s pricing data. Drive-away prices are higher once on-road costs such as registration and stamp duty are added.

How much you would borrow for a Mazda CX-5

The amount you borrow sets your repayments, and on a CX-5 it depends mostly on the variant and your deposit. These are the loan amounts before on-road costs, which some lenders let you include in the loan.

Price pointNo deposit10% deposit20% deposit
Entry price ($37,240)$37,000$33,500$30,000
Middle of the range ($46,500)$46,500$42,000$37,000
Top of the range ($56,150)$56,000$50,500$45,000

Financing a Mazda CX-5 for the family

The CX-5 range spans $18,910 from the entry variant to the top, so the variant you choose moves the loan far more than a small difference in interest rate. Settle on the variant and a realistic drive-away price first, then compare finance. Getting pre-approved before you visit the dealer lets you negotiate as a cash buyer and compare any dealer finance offer on equal terms.

  • If you still owe money on your current car, the payout is settled when you trade it in. Rolling a shortfall into the new loan raises the amount and the cost, so check the numbers first.
  • A balloon payment lowers repayments but leaves a lump sum at the end. Families keeping the car long term often skip it.
  • Owning your home can lower the rate lenders offer on a car loan.

See car loan pre-approval and new car loans.

Things to know about financing a CX-5

  • Moving from the entry G20 to the turbo G35 adds a substantial amount to the loan, so price the variant you actually want before comparing repayments.
  • CX-5s are plentiful on the used market, which gives buyers plenty of choice of near-new examples.

Financing a used Mazda CX-5

Lenders finance used cars but limit how old a vehicle can be when the loan ends, so the model year affects the term you can get. Here is what earlier CX-5s sell for, and how old each would be at the end of a 5- or 7-year loan.

Model yearUsed price rangeAge at end of a 5-year loanAge at end of a 7-year loan
2023$24,640 to $45,6508 years10 years
2021$18,480 to $36,19010 years12 years
2018$12,210 to $25,85013 years15 years

Used prices are Glass’s pricing data via Carsguide and vary with kilometres, condition and variant. Read more about used car loans.

Mazda CX-5 repayment calculator

Set to the entry price of a new CX-5. Adjust the price, deposit, term, rate and balloon to see the repayments for the CX-5 you want. Your actual rate depends on your credit profile and the lender.

Loan Details

$5,000$150,000
$7,448.00
0%50%
4%15%
$0.00
0%50%
Monthly Repayment
$596.97

$596.97 a month at 7.5% p.a.

Car loan rates range from under 6% to over 20% depending on your credit profile, and dealer finance is rarely the sharpest. Your Kreddi Score shows your approval odds and likely rate before you apply, so a decline never lands on your credit file.

See my approval odds15 minutes, no credit impact, $0 broker fee

Estimates use average lender assumptions and are not an offer of credit. Your actual position depends on which of our 130+ lenders assesses you.

Loan Breakdown

Loan Amount$29,792.00
Total Interest$6,026.23
Total Payable$35,818.23
Number of Payments60 months

Repayment Breakdown

Principal + Balloon
$29,792.00
Interest
$6,026.23

Frequently Asked Questions

A new Mazda CX-5 is listed from $37,240 to $56,150 for the 2026 range. With a 10% deposit you would borrow about $33,500 for the entry variant or $50,500 for the top variant, before on-road costs. The repayment calculator on this page shows what that costs each month at the rate you enter.

Yes. A 2023 Mazda CX-5 sells for about $24,640 to $45,650 used. Lenders also consider how old the car will be when the loan ends: a 2023 model would be 10 years old at the end of a 7-year loan, so an older CX-5 may mean a shorter term.

A near-new car costs less, but newer cars often attract lower interest rates, so compare the total cost of both. The used prices on this page show how much a few-years-old CX-5 typically sells for.

Compare both. Dealer finance can be convenient, and manufacturer offers can be sharp, but a broker compares many lenders. Getting pre-approved first lets you judge any dealer offer on its total cost.

Check your Mazda CX-5 finance options

Answer a few quick questions to see how lenders will view you for a CX-5, then get a broker’s call back with real rates. No credit check.

Sources

Last reviewed 18 October 2026

NIK Finance Pty Ltd (ACN 685 393 917) is a Credit Representative (567387) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). This page is general information only and does not constitute financial advice. Consider your personal circumstances and speak with a licensed broker before applying for credit.