The Hyundai Kona was Australia’s seventh best-selling vehicle in 2025 and is in the top 10 again in 2026. It is a small SUV with an unusually wide price range for its size. New Kona prices run from $33,700 to $71,000, and NIK Finance compares car loans across 130+ lenders to find the right one for you.
An estimate is fine. You can change it later.
| Hyundai Kona | |
|---|---|
| New price (2026 range) | $33,700 to $71,000 |
| Body types | SUV |
| 2025 new sales | 22,769 (7th in Australia) |
| 2026 sales (January to September 2026) | 18,533 (7th) |
Prices are list prices from Carsguide, based on Glass’s pricing data. Drive-away prices are higher once on-road costs such as registration and stamp duty are added.
The amount you borrow sets your repayments, and on a Kona it depends mostly on the variant and your deposit. These are the loan amounts before on-road costs, which some lenders let you include in the loan.
| Price point | No deposit | 10% deposit | 20% deposit |
|---|---|---|---|
| Entry price ($33,700) | $33,500 | $30,500 | $27,000 |
| Middle of the range ($52,500) | $52,500 | $47,500 | $42,000 |
| Top of the range ($71,000) | $71,000 | $64,000 | $57,000 |
The Kona range spans $37,300 from the entry variant to the top, so the variant you choose moves the loan far more than a small difference in interest rate. Settle on the variant and a realistic drive-away price first, then compare finance. Getting pre-approved before you visit the dealer lets you negotiate as a cash buyer and compare any dealer finance offer on equal terms.
See car loan pre-approval and new car loans.
Lenders finance used cars but limit how old a vehicle can be when the loan ends, so the model year affects the term you can get. Here is what earlier Konas sell for, and how old each would be at the end of a 5- or 7-year loan.
| Model year | Used price range | Age at end of a 5-year loan | Age at end of a 7-year loan |
|---|---|---|---|
| 2023 | $21,010 to $44,550 | 8 years | 10 years |
| 2021 | $18,150 to $42,460 | 10 years | 12 years |
| 2018 | $12,210 to $23,100 | 13 years | 15 years |
Used prices are Glass’s pricing data via Carsguide and vary with kilometres, condition and variant. Read more about used car loans.
Set to the entry price of a new Kona. Adjust the price, deposit, term, rate and balloon to see the repayments for the Kona you want. Your actual rate depends on your credit profile and the lender.
$540.22 a month at 7.5% p.a.
Car loan rates range from under 6% to over 20% depending on your credit profile, and dealer finance is rarely the sharpest. Your Kreddi Score shows your approval odds and likely rate before you apply, so a decline never lands on your credit file.
Estimates use average lender assumptions and are not an offer of credit. Your actual position depends on which of our 130+ lenders assesses you.
A new Hyundai Kona is listed from $33,700 to $71,000 for the 2026 range. With a 10% deposit you would borrow about $30,500 for the entry variant or $64,000 for the top variant, before on-road costs. The repayment calculator on this page shows what that costs each month at the rate you enter.
Yes. A 2023 Hyundai Kona sells for about $21,010 to $44,550 used. Lenders also consider how old the car will be when the loan ends: a 2023 model would be 10 years old at the end of a 7-year loan, so an older Kona may mean a shorter term.
It is a common choice. For a first car loan, lenders look closely at how long you have been in your job, your savings and any existing debts, so a deposit and a clean bank statement history help your application.
Yes. Many lenders accept casual income once you have been in the role, or the same industry, for around 12 months. With less history some lenders still consider a steady pay pattern on your bank statements.
Answer a few quick questions to see how lenders will view you for a Kona, then get a broker’s call back with real rates. No credit check.
Sources
Last reviewed 18 October 2026
NIK Finance Pty Ltd (ACN 685 393 917) is a Credit Representative (567387) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). This page is general information only and does not constitute financial advice. Consider your personal circumstances and speak with a licensed broker before applying for credit.