Hyundai Tucson finance · SUVs

Hyundai Tucson finance

The Hyundai Tucson was Australia’s 12th best-selling vehicle in 2025, a mid-size SUV that competes with the RAV4, CX-5 and Sportage. Its price range sits in the middle of that group. New Tucson prices run from $39,100 to $59,850, and NIK Finance compares car loans across 130+ lenders to find the right one for you.

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Roughly how much do you need for the car?

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  • New from $39,100
  • 12th best seller in 2025
  • Used from about $11,000
  • See your options with no credit check

Hyundai Tucson at a glance

Hyundai Tucson
New price (2026 range)$39,100 to $59,850
Body typesSUV
2025 new sales20,145 (12th in Australia)

Prices are list prices from Carsguide, based on Glass’s pricing data. Drive-away prices are higher once on-road costs such as registration and stamp duty are added.

How much you would borrow for a Hyundai Tucson

The amount you borrow sets your repayments, and on a Tucson it depends mostly on the variant and your deposit. These are the loan amounts before on-road costs, which some lenders let you include in the loan.

Price pointNo deposit10% deposit20% deposit
Entry price ($39,100)$39,000$35,000$31,500
Middle of the range ($49,500)$49,500$44,500$39,500
Top of the range ($59,850)$60,000$54,000$48,000

Financing a Hyundai Tucson for the family

The Tucson range spans $20,750 from the entry variant to the top, so the variant you choose moves the loan far more than a small difference in interest rate. Settle on the variant and a realistic drive-away price first, then compare finance. Getting pre-approved before you visit the dealer lets you negotiate as a cash buyer and compare any dealer finance offer on equal terms.

  • If you still owe money on your current car, the payout is settled when you trade it in. Rolling a shortfall into the new loan raises the amount and the cost, so check the numbers first.
  • A balloon payment lowers repayments but leaves a lump sum at the end. Families keeping the car long term often skip it.
  • Owning your home can lower the rate lenders offer on a car loan.

See car loan pre-approval and new car loans.

Things to know about financing a Tucson

  • Mid-size SUVs from different brands are priced close together, so a better rate or a smaller loan can matter as much as the sticker price.
  • Families trading up from a smaller car often have an existing loan to pay out, which a broker can factor into the new one.

Financing a used Hyundai Tucson

Lenders finance used cars but limit how old a vehicle can be when the loan ends, so the model year affects the term you can get. Here is what earlier Tucsons sell for, and how old each would be at the end of a 5- or 7-year loan.

Model yearUsed price rangeAge at end of a 5-year loanAge at end of a 7-year loan
2023$25,410 to $49,8308 years10 years
2021$17,820 to $39,05010 years12 years
2018$11,000 to $23,43013 years15 years

Used prices are Glass’s pricing data via Carsguide and vary with kilometres, condition and variant. Read more about used car loans.

Hyundai Tucson repayment calculator

Set to the entry price of a new Tucson. Adjust the price, deposit, term, rate and balloon to see the repayments for the Tucson you want. Your actual rate depends on your credit profile and the lender.

Loan Details

$5,000$150,000
$7,820.00
0%50%
4%15%
$0.00
0%50%
Monthly Repayment
$626.79

$626.79 a month at 7.5% p.a.

Car loan rates range from under 6% to over 20% depending on your credit profile, and dealer finance is rarely the sharpest. Your Kreddi Score shows your approval odds and likely rate before you apply, so a decline never lands on your credit file.

See my approval odds15 minutes, no credit impact, $0 broker fee

Estimates use average lender assumptions and are not an offer of credit. Your actual position depends on which of our 130+ lenders assesses you.

Loan Breakdown

Loan Amount$31,280.00
Total Interest$6,327.22
Total Payable$37,607.22
Number of Payments60 months

Repayment Breakdown

Principal + Balloon
$31,280.00
Interest
$6,327.22

Frequently Asked Questions

A new Hyundai Tucson is listed from $39,100 to $59,850 for the 2026 range. With a 10% deposit you would borrow about $35,000 for the entry variant or $54,000 for the top variant, before on-road costs. The repayment calculator on this page shows what that costs each month at the rate you enter.

Yes. A 2023 Hyundai Tucson sells for about $25,410 to $49,830 used. Lenders also consider how old the car will be when the loan ends: a 2023 model would be 10 years old at the end of a 7-year loan, so an older Tucson may mean a shorter term.

The trade-in value reduces the amount you borrow. If you still owe money on the old car, the payout is settled at purchase, and any shortfall either comes from your savings or is added to the new loan, which raises the cost.

Usually, yes, but check the contract first. Some car loans charge an early repayment or break fee, especially fixed-rate loans, so compare that fee with the interest you would save.

Check your Hyundai Tucson finance options

Answer a few quick questions to see how lenders will view you for a Tucson, then get a broker’s call back with real rates. No credit check.

Sources

Last reviewed 18 October 2026

NIK Finance Pty Ltd (ACN 685 393 917) is a Credit Representative (567387) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). This page is general information only and does not constitute financial advice. Consider your personal circumstances and speak with a licensed broker before applying for credit.