The Toyota LandCruiser 300 Series is Toyota’s flagship 4WD wagon and one of the most expensive mainstream vehicles in Australia, so it usually means a large loan. New LandCruiser 300 prices run from $99,270 to $156,740, and NIK Finance compares car loans across 130+ lenders to find the right one for you.
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| Toyota LandCruiser 300 | |
|---|---|
| New price (2026 range) | $99,270 to $156,740 |
| Body types | SUV |
Prices are list prices from Carsguide, based on Glass’s pricing data. Drive-away prices are higher once on-road costs such as registration and stamp duty are added.
The amount you borrow sets your repayments, and on a LandCruiser 300 it depends mostly on the variant and your deposit. These are the loan amounts before on-road costs, which some lenders let you include in the loan.
| Price point | No deposit | 10% deposit | 20% deposit |
|---|---|---|---|
| Entry price ($99,270) | $99,500 | $89,500 | $79,500 |
| Middle of the range ($128,000) | $128,000 | $115,000 | $102,500 |
| Top of the range ($156,740) | $156,500 | $141,000 | $125,500 |
Large 4WDs cost more than most cars, so the deposit and the term shape the repayments more than anything else. On a Toyota LandCruiser 300, every 10% of deposit on the top variant takes about $15,700 off the loan. Owners who plan to keep the vehicle for many years often choose a longer term with no balloon, so the car is fully paid off when the loan ends.
Compare new car loans, used car loans and high value vehicle finance.
Lenders finance used cars but limit how old a vehicle can be when the loan ends, so the model year affects the term you can get. Here is what earlier LandCruiser 300s sell for, and how old each would be at the end of a 5- or 7-year loan.
| Model year | Used price range | Age at end of a 5-year loan | Age at end of a 7-year loan |
|---|---|---|---|
| 2023 | $61,820 to $146,300 | 8 years | 10 years |
| 2021 | $56,650 to $147,290 | 10 years | 12 years |
| 2018 | $49,610 to $137,060 | 13 years | 15 years |
Used prices are Glass’s pricing data via Carsguide and vary with kilometres, condition and variant. Read more about used car loans.
Set to the entry price of a new LandCruiser 300. Adjust the price, deposit, term, rate and balloon to see the repayments for the LandCruiser 300 you want. Your actual rate depends on your credit profile and the lender.
$1,591.33 a month at 7.5% p.a.
Car loan rates range from under 6% to over 20% depending on your credit profile, and dealer finance is rarely the sharpest. Your Kreddi Score shows your approval odds and likely rate before you apply, so a decline never lands on your credit file.
Estimates use average lender assumptions and are not an offer of credit. Your actual position depends on which of our 130+ lenders assesses you.
A new Toyota LandCruiser 300 is listed from $99,270 to $156,740 for the 2026 range. With a 10% deposit you would borrow about $89,500 for the entry variant or $141,000 for the top variant, before on-road costs. The repayment calculator on this page shows what that costs each month at the rate you enter.
Yes. A 2023 Toyota LandCruiser 300 sells for about $61,820 to $146,300 used. Lenders also consider how old the car will be when the loan ends: a 2023 model would be 10 years old at the end of a 7-year loan, so an older LandCruiser 300 may mean a shorter term.
Not always, but at this price a deposit lowers both the repayments and the lender’s risk, and some lenders require one for larger loans. See our high value vehicle finance guide for more.
Yes, if it is used mainly for business. A chattel mortgage is the usual structure. Tax limits apply to how much of a car’s cost a business can depreciate, so get your accountant’s view first.
Answer a few quick questions to see how lenders will view you for a LandCruiser 300, then get a broker’s call back with real rates. No credit check.
Sources
Last reviewed 18 October 2026
NIK Finance Pty Ltd (ACN 685 393 917) is a Credit Representative (567387) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). This page is general information only and does not constitute financial advice. Consider your personal circumstances and speak with a licensed broker before applying for credit.