The Ford Everest was Australia’s fifth best-selling vehicle in 2025, a seven-seat 4WD wagon based on the Ranger. It is priced well above most family SUVs, so the deposit and term make a big difference to repayments. New Everest prices run from $58,990 to $83,417, and NIK Finance compares car loans across 130+ lenders to find the right one for you.
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| Ford Everest | |
|---|---|
| New price (2026 range) | $58,990 to $83,417 |
| Body types | SUV |
| 2025 new sales | 26,161 (5th in Australia) |
| 2026 sales (January to September 2026) | 16,203 (10th) |
Prices are list prices from Carsguide, based on Glass’s pricing data. Drive-away prices are higher once on-road costs such as registration and stamp duty are added.
The amount you borrow sets your repayments, and on a Everest it depends mostly on the variant and your deposit. These are the loan amounts before on-road costs, which some lenders let you include in the loan.
| Price point | No deposit | 10% deposit | 20% deposit |
|---|---|---|---|
| Entry price ($58,990) | $59,000 | $53,000 | $47,000 |
| Middle of the range ($71,000) | $71,000 | $64,000 | $57,000 |
| Top of the range ($83,417) | $83,500 | $75,000 | $66,500 |
Large 4WDs cost more than most cars, so the deposit and the term shape the repayments more than anything else. On a Ford Everest, every 10% of deposit on the top variant takes about $8,300 off the loan. Owners who plan to keep the vehicle for many years often choose a longer term with no balloon, so the car is fully paid off when the loan ends.
Compare new car loans, used car loans and high value vehicle finance.
Lenders finance used cars but limit how old a vehicle can be when the loan ends, so the model year affects the term you can get. Here is what earlier Everests sell for, and how old each would be at the end of a 5- or 7-year loan.
| Model year | Used price range | Age at end of a 5-year loan | Age at end of a 7-year loan |
|---|---|---|---|
| 2023 | $41,360 to $80,300 | 8 years | 10 years |
| 2021 | $30,580 to $53,240 | 10 years | 12 years |
| 2018 | $22,550 to $77,330 | 13 years | 15 years |
Used prices are Glass’s pricing data via Carsguide and vary with kilometres, condition and variant. Read more about used car loans.
Set to the entry price of a new Everest. Adjust the price, deposit, term, rate and balloon to see the repayments for the Everest you want. Your actual rate depends on your credit profile and the lender.
$945.63 a month at 7.5% p.a.
Car loan rates range from under 6% to over 20% depending on your credit profile, and dealer finance is rarely the sharpest. Your Kreddi Score shows your approval odds and likely rate before you apply, so a decline never lands on your credit file.
Estimates use average lender assumptions and are not an offer of credit. Your actual position depends on which of our 130+ lenders assesses you.
A new Ford Everest is listed from $58,990 to $83,417 for the 2026 range. With a 10% deposit you would borrow about $53,000 for the entry variant or $75,000 for the top variant, before on-road costs. The repayment calculator on this page shows what that costs each month at the rate you enter.
Yes. A 2023 Ford Everest sells for about $41,360 to $80,300 used. Lenders also consider how old the car will be when the loan ends: a 2023 model would be 10 years old at the end of a 7-year loan, so an older Everest may mean a shorter term.
A balloon lowers repayments but leaves a lump sum at the end. If you plan to keep the Everest for many years, a loan without a balloon means it is fully yours when the loan ends. If you upgrade every few years, a moderate balloon can make sense.
Many lenders have no fixed minimum for strong applicants, so the full price can be financed. A deposit still lowers the repayments and the interest, and on an Everest even 10% is a meaningful sum.
Answer a few quick questions to see how lenders will view you for a Everest, then get a broker’s call back with real rates. No credit check.
Sources
Last reviewed 18 October 2026
NIK Finance Pty Ltd (ACN 685 393 917) is a Credit Representative (567387) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). This page is general information only and does not constitute financial advice. Consider your personal circumstances and speak with a licensed broker before applying for credit.