Toyota LandCruiser 70 finance · Utes

Toyota LandCruiser 70 finance

The Toyota LandCruiser 70 Series was Australia’s 33rd best-selling vehicle in 2025, offered as a wagon and as single and dual cab utes. It is a work and touring vehicle with a long service life. New LandCruiser 70 prices run from $75,600 to $87,600, and NIK Finance compares car loans across 130+ lenders to find the right one for you.

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  • New from $75,600
  • 33rd best seller in 2025
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Toyota LandCruiser 70 at a glance

Toyota LandCruiser 70
New price (2026 range)$75,600 to $87,600
Body typesSUV, Dual Cab, Single Cab
2025 new sales10,301 (33rd in Australia)

Prices are list prices from Carsguide, based on Glass’s pricing data. Drive-away prices are higher once on-road costs such as registration and stamp duty are added.

How much you would borrow for a Toyota LandCruiser 70

The amount you borrow sets your repayments, and on a LandCruiser 70 it depends mostly on the variant and your deposit. These are the loan amounts before on-road costs, which some lenders let you include in the loan.

Price pointNo deposit10% deposit20% deposit
Entry price ($75,600)$75,500$68,000$60,500
Middle of the range ($81,500)$81,500$73,500$65,000
Top of the range ($87,600)$87,500$79,000$70,000

Financing a Toyota LandCruiser 70 through your business

Most LandCruiser 70s are bought for work, and that changes how the loan is best set up. If the ute is used more than half the time for business, a business loan such as a chattel mortgage usually fits better than a consumer car loan: you own the vehicle from day one, and a GST-registered business can generally claim the GST in the purchase price on its next BAS. On a LandCruiser 70 listed at $75,600, that GST is about $6,873, rising to about $7,964 on the top variant. Confirm the tax position with your accountant before you sign.

  • ABN holders without up-to-date tax returns can use low doc finance, assessed on BAS or business bank statements.
  • Accessories fitted at purchase, such as a canopy, tray or tow bar, can often be included in the amount financed.
  • Balloon payments are common on utes. A balloon lowers repayments but leaves a lump sum due at the end of the loan, so plan how you will pay it.
  • The top LandCruiser 70 variants are priced near or above the luxury car tax threshold. Luxury car tax applies to the part of a car's value above the ATO's threshold, which is higher for fuel-efficient vehicles and is indexed each financial year. Lenders finance the full price, including any LCT.

See business car loans, how a chattel mortgage works, and low doc car loans for ABN holders.

Things to know about financing a LandCruiser 70

  • The 70 Series is often bought for business, farming or mining work, where a chattel mortgage is the usual structure.
  • Wagon, single cab and dual cab versions are priced closely, so the body type choice changes the loan less than on most utes.

Financing a used Toyota LandCruiser 70

The LandCruiser 70 is new enough that there is little used price history yet, so most buyers are financing a new one. Near-new and demonstrator examples are financed like new cars, usually with the same lenders and terms.

Toyota LandCruiser 70 repayment calculator

Set to the entry price of a new LandCruiser 70. Adjust the price, deposit, term, rate and balloon to see the repayments for the LandCruiser 70 you want. Your actual rate depends on your credit profile and the lender.

Loan Details

$5,000$150,000
$15,120.00
0%50%
4%15%
$0.00
0%50%
Monthly Repayment
$1,211.90

$1,211.90 a month at 7.5% p.a.

Car loan rates range from under 6% to over 20% depending on your credit profile, and dealer finance is rarely the sharpest. Your Kreddi Score shows your approval odds and likely rate before you apply, so a decline never lands on your credit file.

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Estimates use average lender assumptions and are not an offer of credit. Your actual position depends on which of our 130+ lenders assesses you.

Loan Breakdown

Loan Amount$60,480.00
Total Interest$12,233.71
Total Payable$72,713.71
Number of Payments60 months

Repayment Breakdown

Principal + Balloon
$60,480.00
Interest
$12,233.71

Frequently Asked Questions

A new Toyota LandCruiser 70 is listed from $75,600 to $87,600 for the 2026 range. With a 10% deposit you would borrow about $68,000 for the entry variant or $79,000 for the top variant, before on-road costs. The repayment calculator on this page shows what that costs each month at the rate you enter.

Yes. Farm vehicles are commonly financed through a chattel mortgage, and some lenders offer repayment schedules matched to seasonal income. A broker can find lenders that offer those terms.

Yes. If it is mainly a personal vehicle, a consumer car loan is the usual structure. Business finance is only needed if it is used mostly for work.

Check your Toyota LandCruiser 70 finance options

Answer a few quick questions to see how lenders will view you for a LandCruiser 70, then get a broker’s call back with real rates. No credit check.

Sources

Last reviewed 18 October 2026

NIK Finance Pty Ltd (ACN 685 393 917) is a Credit Representative (567387) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). This page is general information only and does not constitute financial advice. Consider your personal circumstances and speak with a licensed broker before applying for credit.