The Toyota Camry was Australia’s 35th best-selling vehicle in 2025. Every new Camry is a hybrid, from the Ascent to the SL, and it is a long-standing favourite with rideshare drivers. New Camry prices run from $39,990 to $53,990, and NIK Finance compares car loans across 130+ lenders to find the right one for you.
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| Toyota Camry | |
|---|---|
| New price (2026 range) | $39,990 to $53,990 |
| Body types | Sedan |
| Entry and top variants | Ascent Hybrid to Sl Hybrid |
| 2025 new sales | 9,860 (35th in Australia) |
Prices are list prices from Carsguide, based on Glass’s pricing data. Drive-away prices are higher once on-road costs such as registration and stamp duty are added.
The amount you borrow sets your repayments, and on a Camry it depends mostly on the variant and your deposit. These are the loan amounts before on-road costs, which some lenders let you include in the loan.
| Price point | No deposit | 10% deposit | 20% deposit |
|---|---|---|---|
| Entry price ($39,990) | $40,000 | $36,000 | $32,000 |
| Middle of the range ($47,000) | $47,000 | $42,500 | $37,500 |
| Top of the range ($53,990) | $54,000 | $48,500 | $43,000 |
The Camry is one of the most traded cars on the used market, so many buyers are choosing between a new one and a few-years-old example. Lenders generally finance both, but they limit how old a car can be when the loan ends, so an older model can mean a shorter term. Private sales can be financed too, sometimes at a slightly higher rate than a dealer purchase, and the lender checks the car is free of existing finance before paying the seller.
See used car loans and new car loans.
Lenders finance used cars but limit how old a vehicle can be when the loan ends, so the model year affects the term you can get. Here is what earlier Camrys sell for, and how old each would be at the end of a 5- or 7-year loan.
| Model year | Used price range | Age at end of a 5-year loan | Age at end of a 7-year loan |
|---|---|---|---|
| 2023 | $24,860 to $48,400 | 8 years | 10 years |
| 2021 | $20,020 to $44,990 | 10 years | 12 years |
| 2018 | $15,950 to $30,800 | 13 years | 15 years |
Used prices are Glass’s pricing data via Carsguide and vary with kilometres, condition and variant. Read more about used car loans.
Set to the entry price of a new Camry. Adjust the price, deposit, term, rate and balloon to see the repayments for the Camry you want. Your actual rate depends on your credit profile and the lender.
$641.05 a month at 7.5% p.a.
Car loan rates range from under 6% to over 20% depending on your credit profile, and dealer finance is rarely the sharpest. Your Kreddi Score shows your approval odds and likely rate before you apply, so a decline never lands on your credit file.
Estimates use average lender assumptions and are not an offer of credit. Your actual position depends on which of our 130+ lenders assesses you.
A new Toyota Camry is listed from $39,990 to $53,990 for the 2026 range. With a 10% deposit you would borrow about $36,000 for the entry variant or $48,500 for the top variant, before on-road costs. The repayment calculator on this page shows what that costs each month at the rate you enter.
Yes. A 2023 Toyota Camry sells for about $24,860 to $48,400 used. Lenders also consider how old the car will be when the loan ends: a 2023 model would be 10 years old at the end of a 7-year loan, so an older Camry may mean a shorter term.
Yes. Rideshare drivers are usually treated as self-employed, so lenders look at your driving income history, typically from your platform statements and bank records. See our Uber car loans guide for more.
Rideshare drivers are required to have an ABN and be registered for GST. Lenders assess rideshare income from platform statements, BAS and bank records, often through a low doc loan.
Answer a few quick questions to see how lenders will view you for a Camry, then get a broker’s call back with real rates. No credit check.
Sources
Last reviewed 18 October 2026
NIK Finance Pty Ltd (ACN 685 393 917) is a Credit Representative (567387) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). This page is general information only and does not constitute financial advice. Consider your personal circumstances and speak with a licensed broker before applying for credit.