The Mazda BT-50 was Australia’s 23rd best-selling vehicle in 2025, a ute built on the same platform as the Isuzu D-Max, offered as single and dual cabs. New BT-50 prices run from $38,400 to $79,490, and NIK Finance compares car loans across 130+ lenders to find the right one for you.
An estimate is fine. You can change it later.
| Mazda BT-50 | |
|---|---|
| New price (2026 range) | $38,400 to $79,490 |
| Body types | Dual Cab, Single Cab |
| 2025 new sales | 14,797 (23rd in Australia) |
Prices are list prices from Carsguide, based on Glass’s pricing data. Drive-away prices are higher once on-road costs such as registration and stamp duty are added.
The amount you borrow sets your repayments, and on a BT-50 it depends mostly on the variant and your deposit. These are the loan amounts before on-road costs, which some lenders let you include in the loan.
| Price point | No deposit | 10% deposit | 20% deposit |
|---|---|---|---|
| Entry price ($38,400) | $38,500 | $34,500 | $30,500 |
| Middle of the range ($59,000) | $59,000 | $53,000 | $47,000 |
| Top of the range ($79,490) | $79,500 | $71,500 | $63,500 |
Most BT-50s are bought for work, and that changes how the loan is best set up. If the ute is used more than half the time for business, a business loan such as a chattel mortgage usually fits better than a consumer car loan: you own the vehicle from day one, and a GST-registered business can generally claim the GST in the purchase price on its next BAS. On a BT-50 listed at $38,400, that GST is about $3,491, rising to about $7,226 on the top variant. Confirm the tax position with your accountant before you sign.
See business car loans, how a chattel mortgage works, and low doc car loans for ABN holders.
Lenders finance used cars but limit how old a vehicle can be when the loan ends, so the model year affects the term you can get. Here is what earlier BT-50s sell for, and how old each would be at the end of a 5- or 7-year loan.
| Model year | Used price range | Age at end of a 5-year loan | Age at end of a 7-year loan |
|---|---|---|---|
| 2023 | $23,100 to $70,950 | 8 years | 10 years |
| 2021 | $23,100 to $66,220 | 10 years | 12 years |
| 2018 | $11,000 to $33,550 | 13 years | 15 years |
Used prices are Glass’s pricing data via Carsguide and vary with kilometres, condition and variant. Read more about used car loans.
Set to the entry price of a new BT-50. Adjust the price, deposit, term, rate and balloon to see the repayments for the BT-50 you want. Your actual rate depends on your credit profile and the lender.
$615.57 a month at 7.5% p.a.
Car loan rates range from under 6% to over 20% depending on your credit profile, and dealer finance is rarely the sharpest. Your Kreddi Score shows your approval odds and likely rate before you apply, so a decline never lands on your credit file.
Estimates use average lender assumptions and are not an offer of credit. Your actual position depends on which of our 130+ lenders assesses you.
A new Mazda BT-50 is listed from $38,400 to $79,490 for the 2026 range. With a 10% deposit you would borrow about $34,500 for the entry variant or $71,500 for the top variant, before on-road costs. The repayment calculator on this page shows what that costs each month at the rate you enter.
Yes. A 2023 Mazda BT-50 sells for about $23,100 to $70,950 used. Lenders also consider how old the car will be when the loan ends: a 2023 model would be 10 years old at the end of a 7-year loan, so an older BT-50 may mean a shorter term.
Sometimes. Manufacturer finance offers can be sharp, but they may come with a less negotiable car price. Get pre-approved elsewhere first so you can compare the total cost of each option.
You can, but accessories fitted after purchase usually are not part of the original loan. Have them fitted at purchase and shown on the invoice if you want them financed.
Answer a few quick questions to see how lenders will view you for a BT-50, then get a broker’s call back with real rates. No credit check.
Sources
Last reviewed 18 October 2026
NIK Finance Pty Ltd (ACN 685 393 917) is a Credit Representative (567387) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). This page is general information only and does not constitute financial advice. Consider your personal circumstances and speak with a licensed broker before applying for credit.