The BYD Shark 6 is a plug-in hybrid ute that finished 18th in Australia’s 2025 new vehicle sales. Its starting price is higher than most mainstream utes. New Shark 6 prices run from $55,900 to $62,900, and NIK Finance compares car loans across 130+ lenders to find the right one for you.
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| BYD Shark 6 | |
|---|---|
| New price (2026 range) | $55,900 to $62,900 |
| Body types | Dual Cab |
| 2025 new sales | 18,073 (18th in Australia) |
Prices are list prices from Carsguide, based on Glass’s pricing data. Drive-away prices are higher once on-road costs such as registration and stamp duty are added.
The amount you borrow sets your repayments, and on a Shark 6 it depends mostly on the variant and your deposit. These are the loan amounts before on-road costs, which some lenders let you include in the loan.
| Price point | No deposit | 10% deposit | 20% deposit |
|---|---|---|---|
| Entry price ($55,900) | $56,000 | $50,500 | $44,500 |
| Middle of the range ($59,500) | $59,500 | $53,500 | $47,500 |
| Top of the range ($62,900) | $63,000 | $56,500 | $50,500 |
Most Shark 6s are bought for work, and that changes how the loan is best set up. If the ute is used more than half the time for business, a business loan such as a chattel mortgage usually fits better than a consumer car loan: you own the vehicle from day one, and a GST-registered business can generally claim the GST in the purchase price on its next BAS. On a Shark 6 listed at $55,900, that GST is about $5,082, rising to about $5,718 on the top variant. Confirm the tax position with your accountant before you sign.
See business car loans, how a chattel mortgage works, and low doc car loans for ABN holders.
The Shark 6 is new enough that there is little used price history yet, so most buyers are financing a new one. Near-new and demonstrator examples are financed like new cars, usually with the same lenders and terms.
Set to the entry price of a new Shark 6. Adjust the price, deposit, term, rate and balloon to see the repayments for the Shark 6 you want. Your actual rate depends on your credit profile and the lender.
$896.10 a month at 7.5% p.a.
Car loan rates range from under 6% to over 20% depending on your credit profile, and dealer finance is rarely the sharpest. Your Kreddi Score shows your approval odds and likely rate before you apply, so a decline never lands on your credit file.
Estimates use average lender assumptions and are not an offer of credit. Your actual position depends on which of our 130+ lenders assesses you.
A new BYD Shark 6 is listed from $55,900 to $62,900 for the 2026 range. With a 10% deposit you would borrow about $50,500 for the entry variant or $56,500 for the top variant, before on-road costs. The repayment calculator on this page shows what that costs each month at the rate you enter.
Yes. Like other utes, it can be financed through a chattel mortgage if it is mainly used for business. Your accountant can confirm the GST and depreciation treatment for your situation.
Lenders lend on the purchase price. Where it can matter is a balloon: with less resale history for a new model, some borrowers and lenders prefer a smaller balloon.
Answer a few quick questions to see how lenders will view you for a Shark 6, then get a broker’s call back with real rates. No credit check.
Sources
Last reviewed 18 October 2026
NIK Finance Pty Ltd (ACN 685 393 917) is a Credit Representative (567387) of Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704). This page is general information only and does not constitute financial advice. Consider your personal circumstances and speak with a licensed broker before applying for credit.