
Best interest rates and offers available

Home loan
4.99%

Car loan
5.54%

Cashback
$4,000

We charge you
$0
Jason T, Melbourne
“I applied during my lunch break and got pre-approved the same day. The process was so smooth and the team really knew their stuff. I ended up with a better rate than the dealership offered."
Amanda R, Sydney
I refinanced through Nik Finance and saved over $500 a month on my mortgage. Wish I’d done it sooner. The whole process was quick, easy, and digital.
Priya M, Dandenong
Nik Finance got me approved for a car loan when the banks said no. They found a lender that understood my situation, and I’m now driving the car I wanted.
A bunch of our financial partners

Your Trusted Partner for Financial Success
At NIK FINANCE, we are dedicated to providing tailored financial services to help you achieve your goals. With a focus on Ai trained , we empower our clients to make informed financial decisions and secure their future.
Instant Loan Match
Our advanced AI instantly analyses your profile against hundreds of lender policies, ensuring you're matched with the absolute best loan for maximum approval likelihood.
Your Personal Loan Expert
Beyond the tech, you'll have a dedicated human specialist guiding you. We provide tailored advice, answer your questions, and navigate complexities for a stress-free journey.
Fast-Track Applications
No more paperwork headaches. We use an intuitive online portal to swiftly gather your documents, accelerating your application directly to the lender for quicker approvals.
Unlock Your Borrowing Power
Curious about what's possible? Schedule a confidential discussion with our experts. We'll assess your unique situation and outline a clear path to achieving your borrowing objectives. Contact us to get started!



